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“101 Quick & Easy Ways to
Save Money Now
In this Economic Crisis”

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	Are you struggling with the increased cost of just about everything?
	Are you worried about winter heating costs?
	Do you lie awake at night wondering how you're going to pay your bills?
	Did the price of gas consume your paycheck all summer long?
	Are you worried about making your next mortgage payment?
	Are you desperate to SAVE MONEY NOW?

Maryland couple share their money-saving tips with you.

“For so many of us, saving money has never been
more URGENT than NOW! This new e-book provides
a wealth of practical, real world information and
specific proven tips that ANYONE can easily put
into action TODAY to reduce expenses and SAVE
MORE of their hard-earned MONEY!”

Dear Friends,

We're Dan & Suzanne. Eight years ago we met, fell in love and got married. It didn’t seem to matter that we were broke. We are a typical couple who got into a whole lot of debt.

We were both working full-time jobs, sharing one car and struggling to pay our bills.

Each month we'd watch our bills get larger and larger. Things just kept getting more and more expensive. We had no savings, no retirement and didn't own our home. It was a pretty sad state of affairs.

We really struggled and learned the hard way; getting into debt with credit cards, store cards and car loans. We were paying up to 24% interest on some cards, which really put a strain on our finances, our credit scores and our relationship. We felt buried under a mountain of debt and wondered if we’d ever get out from under it all.

Finally, we just couldn’t take it anymore. It was crunch time and we knew we had to do something or we were looking at bankruptcy. Immediately we cut back on our spending and began to look everywhere for ways to save money. We looked online for tips and expert advice. We talked to financial advisers and business owners. We asked family and friends for their ideas and before long we had hundreds of tips. We started using the tips and within just a few months saw major savings. Soon we were well on our way to having money left over each month to pay down some of our debt. Eventually, we got out of the red ink and we’ve never looked back!

We've put this e-book together to help other people like us avoid the mistakes we made. The e-book is full of the very best quick and easy tips we collected. We used to do things like paying full price to get our car fixed and we’d pay retail for furniture. We used to pay the interest rate the credit card companies dictated to us. We didn’t create and stick to a family budget, nor did we pay close attention to our bills – we’d just blindly write checks to the cable and phone companies every month. We never questioned how much energy we consumed in our house.

This e-book shows you how to avoid all the mistakes we made and find saving solutions that will keep more of your money in your pocket.

We certainly aren't money gurus; we're just an ordinary couple who have discovered the secrets to saving thousands of dollars each year, and are now able to stop living paycheck to paycheck and start living our dreams.

Our promise to you is that EVERY TIP in this e-book will save you money. The information and tips in this e-book saved us an average of $6,500 per year.

Once we started to implement these ideas we actually began to enjoy our lives more. Why? Because we were less stressed out and actually had more free time to do the things we wanted to do. You'd be amazed how not freaking out about money each month makes your life so much more fun.

Since the price of everything is going up dramatically with this economic crisis and SALARIES ARE NOT INCREASING, you don't have a choice but to learn to save, and we'll show you how to do it.

So what’s our situation now? Well, we have 2 wonderful children (ages two years and four weeks) and Suzanne is fortunate enough to choose to stay home with the kids. We own our beautiful 5 bedroom 3 bath home in a great neighborhood and we run our own business from home. .

Our two cars are paid for, we own multiple investment properties, and have a second home in the Caribbean right on the beach.

We take vacations to amazing places EVERY YEAR! Just last Christmas we spent a month in the Virgin Islands!!! We have healthy retirement accounts, few medical bills, no credit card debt, and money in the bank - we couldn't be happier!

So how did we do it?

Well, the money saving tips in this e-book has been in use in our home and in our lives for the past 4 years. The extra cash we saved helped pay off our debt and gave us room to FINALLY breathe.

We have a sense of security that comes from not worrying about money each month, and time to invest in ourselves and follow our dreams of owning our own business.

Can you do this too?

ABSOLUTELY! Whether you want some breathing room each month to get through this economic crisis or the freedom to follow your dreams, the extra CASH you’ll have after using these tips can make a HUGE difference in your life. The first step is to TAKE ACTION by implementing these tips in your home and life TODAY.

Warmest Regards,

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Who is this e-book for?

· Are you a growing family with a limited budget?
· Are you retired on a fixed income?
· Are you someone who is struggling to pay your mortgage or facing foreclosure?
· Do you feel like you are drowning in debt?
· Do you have mounting medical expenses?
· Do you need some extra cash to make it through the Holidays?
· Are you a single parent with little spare cash and time each month?
· Are you a baby-boomer whose 401K has recently been hit hard in the stock market?
· Are you one of the many who have seen their disposable income vanish?
· Are you facing retirement soon and concerned you'll have to push your retirement back
due to inflation and the recent stock market losses?
· Have you recently lost your job or had to take a pay cut?
· Are you a single-income family with small children to take care of?
· Are you a caregiver to an elderly parent or family member?
· Are you a young aspiring professional just out of college and facing student loan
payments and a poor job market?

If you answered YES to any of these questions, then this e-book
WILL HELP YOU by showing you QUICK & EASY ways to SAVE MONEY
NOW.

Guaranteed!

What's in the e-book & how will it help you?

101 Quick and Easy Ways to Save Money Now in This Economic Crisis
is filled with practical tips for spending less money by buying
smarter, consuming less, and improving efficiency.

This book will show you instantly:

	How to cut your monthly energy bill by 15%, 20% or more.
	How to increase your gas mileage by at least 5 miles per gallon without paying for a tune up.
	Smart grocery shopping habits that will result in lower food bills and healthier meals for you and your family – without clipping coupons!
	How to buy clothing for your whole family (even designer clothes) for 30-60% off retail.
	How to do a simple budget using our printable templates included free with the e-book.

The money-saving tips in this e-book can be put into action by anyone today! You don’t need to be a genius or handy around the house. You don't have to spend money on new appliances or change your car. And you don’t need to look through the newspaper everyday or the Internet for coupons and special offers. In fact, you can save money without drastic changes to the things you're already doing everyday. This e-book shows you how.

Much more than a "to do" checklist, 101 Quick and Easy Ways to Save Money Now in This Economic Crisis is a different approach to dayto- day living. It will make you think twice about the way you’ve been running your household. Plus, it offers a fresh perspective on spending and consumption, as well as specific advice that can save you time and stress, as well as money.

IT WORKS FOR US AND IT WILL WORK FOR YOU!
GUARANTEED!

Look what others have to say about the e-book

“I never realized how much money I was throwing away just in my day to day living habits. I always thought I was a frugal, careful consumer, but boy was I wrong. Dan and Suzanne’s book
showed me ways to save cash that I would never have dreamed of. I can now save for my daughter’s college fund and I don’t dread the mailman bringing my bills any more. Thanks guys, you really helped me in my hour of need!”

Mary Townsend, Single Parent, Maryland.

“ Thanks Dan & Suzanne,
Your ebook has really helped me during this difficult time. I’m retired and on a very limited fixed budget. I wasn’t sure if I could afford to spend another $20 but after I bought your ebook and started saving money I realized it was money well spent. So far it has saved me over $1300!! I also thought your Holiday tips were very creative with so many good points. Now I can relax about my bills and I recommended your ebook to all my friends at the church choir.”

Barbara Nelson, Retiree, Seattle.

"What a great E-book this is! So handy and I've printed it out and kept it in the kitchen and can honestly say I've gone back to it at least 20 times to get more new tips. I have saved money on my grocery shopping already and used one of your discount tips in a department store the other day and it worked! They knocked off 20%! I'm loving trying the tips out and getting the results. Thank you very much."

Katherine Archer, Business Owner, London, England.

“The tips in this e-book really work. Thanks for putting all those money saving ideas in one place. The shopping list template is excellent. It is so detailed that I never forget anything so that saves me extra little trips to the store. It also saves me lots of time and money because I stick to the list. Your budget sample has taught me how to keep track of what is coming in and going out of my household. Even though I am retired, I’m still interested in making money so I can’t wait for your next e-book on saving money and building wealth.”

Kath Razaq, Retiree, Maryland.

HERE ARE A FEW TIPS FROM THE E-BOOK

Get your prescriptions for free! Ask your doctor for "FREE SAMPLES" of your prescription drugs: Yes the drug companies give doctors hundreds of samples for their patients.
Unplug unused appliances: Even if they’re turned off, they still draw small amounts of electricity when plugged in. Each appliance on standby can cost up to $10 each a year; multiply that by the amount of appliances you have and the cumulative savings can be significant; try it and see.
Set your water heater temperature to 120 degrees Fahrenheit: This ensures you're not paying to heat water unnecessarily. Heating water is one of your home’s biggest energy costs.
Run an extra spin cycle to remove excess water from clothes: This makes the dryer’s job easier. Your clothes dryer is a HUGE ENERGY SUCKER! A family of 4 using the dryer for 2 hours 3 times a week can cost up to $480. Better still use your clothes line...sunshine and wind are free!
Driving: Slow down. Simply driving the speed limit will improve your gas mileage. For every 5 mph over 60, you're paying another 24 cents per gallon for gas. Put another way, if you drive a full tank (say 15 gal) at 70 mph, you're paying $7.20 more than you would if you drive 60 mph ($.48 x 15 = $7.20).
Always Negotiate: On everything from your cable package to your mechanic's labor rate. Ask for the sales price or their best promotional rate. You will almost always get at least 10% off. Really, just try it!
Rent DVDs for free at your local library.
Groceries: Keep to the outer edges of the grocery store. Most of the food you really need is found around the perimeter of the store; produce, meat, dairy, bread. The aisles are full of mostly junk food; cookies, soda, candy, convenience food.
Fill up your car in the early mornings or evenings when the temperature is cooler: Why? When the gasoline is cooler and therefore denser, you get more gas from the gas pump (gas per measured gallon)

DOWNLOAD THE E-BOOK NOW AND
START SAVING MONEY TODAY!

Order your copy of 101 Quick and Easy Ways to Save Money Now in This Economic Crisis

INTRODUCTORY PRICE

UNTIL JANUARY 2009

Only $19.95

The money you save from implementing these ideas will pay for the cost of the book many times over.

Act Now and Get These Valuable Bonuses Free!

	BONUS #1 FREE PRINTABLE BUDGET TEMPLATE. This template is valued at $15.95, but you get them FREE with your e-book purchase.
	BONUS #2 SUPER SAVER SHOPPING LIST. Use this list to keep you on track, on budget, and in and out of the grocery store in no time. It's yours FREE with just one click.
	BONUS #3 SAVING SURVIVAL TIPS FOR THIS HOLIDAY SEASON. Tried and tested tips to ease the sting of holiday expenses. Valued at $19.95 but yours free with purchase of the e-book.
	BONUS #4 AN OPPORTUNITY TO WIN OUR NEXT E-BOOK, “ADVANCED MONEY SAVING TECHNIQUES”, coming in 2009. 100% Money

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100% Money Back Guarantee!

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If, after 60 days, you don’t save money after implementing the ideas in this
book, we’ll refund you 100% of the purchase price.

WHY DO YOU NEED THIS E-BOOK NOW?

Let's face it, the economy is in shambles and experts agree its going to get worse before it gets better. Can you afford not to do everything in your power now to get through this economic crisis?

Aren't you sick and tired of living paycheck to paycheck, with no cash leftover after paying your bills? Or, worse yet, does the money run out before the bills are paid?

We want to share our goldmine of information and Holiday Savings tips with you so you can reduce your bills now and have more money to spend on your loved ones this Holiday Season. But don’t delay. This introductory price of $19.95 is only available until January 2009.

This Holiday Season will be difficult for many. The worst thing you can do is nothing at all. If you act now and start using the proven tips in this ebook, you will save money, and isn’t that what we all need right now?!

P.S. Remember, by spending $19.95 today, you could see up to several thousands of dollars in savings within months of using the tips. You will start saving dollars from Day 1.

P.P.S. Do you have a friend or family member who’s also feeling the financial pinch? Let them know about this e-book by clicking here. It’s good karma.